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INVESTOR LETTER

Annual Letter to Investors — 2025

Dear Partners,

2025 was a year of disciplined execution. While markets were volatile, our focus on quality businesses with durable competitive advantages served us well.

Performance

Our portfolio delivered strong risk-adjusted returns, driven by our core holdings in infrastructure, technology, and healthcare. We remained patient during periods of volatility and took advantage of dislocations to add to our highest-conviction positions.

Portfolio Positioning

We continue to favor:

  1. Quality compounders — businesses with high returns on capital, strong moats, and capable management teams
  2. Infrastructure — essential assets that benefit from secular tailwinds
  3. Selective technology — companies with real revenue, real margins, and real competitive advantages

Outlook

We enter 2026 with cautious optimism. Valuations in certain segments remain stretched, but our bottom-up approach continues to uncover opportunities. We are patient and will deploy capital when the risk-reward is compelling.

Thank you for your continued trust and partnership.

Respectfully,

BD Sterling Capital Management

This letter is for informational purposes only and does not constitute investment advice. Past performance is not indicative of future results.

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